Arrow Financial Stock Analysis

Arrow Stock Analysis Notes

About 54.0% of the company shares are held by institutions such as insurance companies. The company has price-to-book (P/B) ratio of 1.32. Some equities with similar Price to Book (P/B) outperform the market in the long run. Arrow Financial has Price/Earnings To Growth (PEG) ratio of 2.41. The entity last dividend was issued on the 11th of February 2026. The firm had 103:100 split on the 16th of September 2022. Arrow Financial Corporation, a bank holding company, provides commercial and consumer banking, and financial products and services. Arrow Financial Corporation was founded in 1851 and is headquartered in Glens Falls, New York. Arrow Financial operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 512 people. For more info on Arrow Financial please contact Thomas CPA at 518 745 1000 or go to https://www.arrowfinancial.com.

Arrow Financial Investment Alerts

Arrow Largest EPS Surprises

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Arrow Financial Environmental, Social, and Governance (ESG) Scores

Arrow Financial Thematic Classifications

Arrow Stock Institutional Investors

Note, although Arrow Financial's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Arrow Market Capitalization

The company currently falls under 'Small-Cap' category with a current market capitalization of 570.16 M.

Arrow Profitablity

The company has Profit Margin (PM) of 0.28 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.41 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.41.

Management Efficiency

Return On Tangible Assets is likely to drop to 0.01 in 2026. Return On Capital Employed is likely to drop to 0.01 in 2026. At this time, Arrow Financial's Total Assets are fairly stable compared to the past year. Non Currrent Assets Other is likely to climb to about 127.1 M in 2026, whereas Other Assets are likely to drop slightly above 2.2 B in 2026. Arrow Financial's management efficiency ratios could be used to measure how well Arrow Financial manages its routine affairs as well as how well it operates its assets and liabilities.

Technical Drivers

As of the 16th of February 2026, Arrow Financial shows the Risk Adjusted Performance of 0.1207, mean deviation of 1.35, and Downside Deviation of 1.27. Arrow Financial technical analysis gives you the methodology to make use of historical prices and volume patterns to determine a pattern that approximates the direction of the firm's future prices. Please confirm Arrow Financial standard deviation, value at risk, as well as the relationship between the Value At Risk and kurtosis to decide if Arrow Financial is priced correctly, providing market reflects its regular price of 34.81 per share. Given that Arrow Financial has jensen alpha of 0.183, we suggest you to validate Arrow Financial's prevailing market performance to make sure the company can sustain itself at a future point.

Arrow Financial Price Movement Analysis

Arrow Financial Insider Trading Activities

Arrow Financial Outstanding Bonds

Arrow Financial Predictive Daily Indicators

Arrow Financial Corporate Filings

Arrow Financial Forecast Models

Arrow Financial's time-series forecasting models are one of many Arrow Financial's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Arrow Financial's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

Arrow Financial Bond Ratings

Arrow Financial financial ratings play a critical role in determining how much Arrow Financial have to pay to access credit markets, i.e., the amount of interest on their issued debt. The threshold between investment-grade and speculative-grade ratings has important market implications for Arrow Financial's borrowing costs.

Arrow Financial Debt to Cash Allocation

Arrow Financial currently holds 29.19 M in liabilities with Debt to Equity (D/E) ratio of 0.09, which may suggest the company is not taking enough advantage from borrowing. Note, when we think about Arrow Financial's use of debt, we should always consider it together with its cash and equity.

Arrow Financial Common Stock Shares Outstanding Over Time

Arrow Financial Assets Financed by Debt

The debt-to-assets ratio shows the degree to which Arrow Financial uses debt to finance its assets. It includes both long-term and short-term borrowings maturing within one year. It also includes both tangible and intangible assets, such as goodwill.

Arrow Financial Debt Ratio

0.62

It appears most of the Arrow Financial's assets are financed through equity. Typically, companies with high debt-to-asset ratios are said to be highly leveraged. The higher the ratio, the greater risk will be associated with the Arrow Financial's operation. In addition, a high debt-to-assets ratio may indicate a low borrowing capacity of Arrow Financial, which in turn will lower the firm's financial flexibility.

Arrow Financial Corporate Bonds Issued

Arrow Short Long Term Debt Total

Stock analysis is the technique used by a trader or investor to examine and evaluate how Arrow Financial prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling Arrow shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as Arrow Financial. By using and applying Arrow Stock analysis, traders can create a robust methodology for identifying Arrow entry and exit points for their positions.

We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. Arrow analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. Arrow analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.

Arrow Financial stock analysis indicators help investors evaluate how Arrow Financial stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading Arrow Financial shares will generate the highest return on investment. By understating and applying Arrow Financial stock analysis, traders can identify Arrow Financial position entry and exit signals to maximize returns.

When running Arrow Financial's price analysis, check to measure Arrow Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Arrow Financial is operating at the current time. Most of Arrow Financial's value examination focuses on studying past and present price action to predict the probability of Arrow Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Arrow Financial's price. Additionally, you may evaluate how the addition of Arrow Financial to your portfolios can decrease your overall portfolio volatility.